FundingPips
Dubai multi-program prop firm — CFD crypto, 1:2 leverage, scaling to $2M
· Editorial verdict
FundingPips scores 4.2/5 in our editorial rubric against a 4.5/5 Trustpilot average from 39,000 reviews. CFD-synthetic execution priced off reference exchanges, broker-book settled across 4+ pairs. The maximum profit split is 100%, with payouts typically settling within 24 hours. As of April 2026, the platform stands out for Deepest track record on our list — 39,000+ Trustpilot reviews at 4.5 and over $180M paid out, and Four program paths: 1-Step, 2-Step, 2-Step Pro, and Zero (instant funding). Founded in 2022 and headquartered in AE, FundingPips runs on MT5, Match-Trader, cTrader with leverage up to 100× on majors. The main caveat: Crypto is a small slice — ~4 pairs (BTC, ETH, XRP, and a couple of alts) with a conservative 1:2 leverage cap. Suits traders who want instant funding, EOD-trailing drawdown for intraday breathing room, $2M on scaling, KYC required. Verdict: a solid CFD-synthetic pick when 100% splits and same-day payouts match your priorities.
The full spec.
Execution
- Venue
- cfd
- Exchange
- MT5-SYNTHETIC, MATCH-TRADER
- Platforms
- MT5 · Match-Trader · cTrader
- Pairs
- 4+
- Leverage (majors)
- 100×
- Leverage (alts)
- 2×
Challenge
- Types
- 1-step · 2-step · instant
- Profit target
- 8%
- Daily drawdown
- 4%
- Max drawdown
- 8%
- Drawdown type
- eod-trailing
- Account sizes
- $5.0K – $100K
- Max scaling
- $2.0M
Economics
- Profit split
- 60–100%
- Payout methods
- Bank · USDT · USDC · Visa Direct · Riseworks
- Payout speed
- 24h
- Payout frequency
- bi-weekly
- KYC required
- Yes
Features
- Weekend hold
- Allowed
- Overnight hold
- Allowed
- News trading
- Allowed
- Copy trading
- Allowed
- EAs / bots
- Allowed
- Scaling plan
- Yes
- Swap-free
- No
▲ Pros
- ▲Deepest track record on our list — 39,000+ Trustpilot reviews at 4.5 and over $180M paid out
- ▲Four program paths: 1-Step, 2-Step, 2-Step Pro, and Zero (instant funding)
- ▲Broadest platform support — MT5, Match-Trader, and cTrader on the same account
- ▲Scaling plan reaches $2M across four tiers (Launchpad → Ascender → Trailblazer → Hot Seat)
▼ Cons
- ▼Crypto is a small slice — ~4 pairs (BTC, ETH, XRP, and a couple of alts) with a conservative 1:2 leverage cap
- ▼Broker-synthetic execution against a demo environment, not a real crypto exchange orderbook
- ▼Zero (instant) account blocks weekend holds and has news-trading restrictions in the funded stage
- ▼No swap-free accounts offered
Our take.
FundingPips is a Dubai-based forex-first prop firm that added crypto CFD coverage across MT5, Match-Trader, and cTrader. It is one of the largest firms by Trustpilot volume in our coverage (39,000+ reviews at 4.5) with more than $180M in documented payouts and a four-tier scaling plan that reaches $2M. Crypto here is broker-synthetic at 1:2 leverage across a handful of pairs — not comparable to Bybit- or Kraken-backed execution. Best for multi-asset traders who want one well-run account with solid operational reliability and occasional crypto exposure, rather than for crypto-native specialists.
FundingPips' crypto product in depth.
Crypto pair universe: narrow and leverage-capped
FundingPips lists approximately four to six crypto pairs depending on the platform chosen — BTC/USD, ETH/USD, XRP/USD, and one or two alts like LTC/USD and SOL/USD. Every pair is priced as a CFD against a reference feed (typically Binance spot for majors) with the broker taking the other side of the book. Leverage is capped at 1:2 across all crypto pairs — materially lower than real-exchange perpetual firms like HyroTrader (1:20 on alts) or even Breakout (1:2 on alts via Kraken). Traders with edge in altcoin rotation or high-leverage scalping will find the FundingPips crypto product too thin. Traders with edge in BTC/ETH directional positioning — and who prioritize one well-run multi-asset account over execution depth — get value.
Platform differences for crypto execution
The three-platform offering (MT5, Match-Trader, cTrader) is identical across all asset classes on paper, but crypto execution differs in subtle ways. On MT5, weekend spreads widen meaningfully (2-4x the weekday average) and some alt pairs drop out of the symbols list entirely on Friday-close. Match-Trader maintains crypto spreads closer to the weekday baseline through weekends but has the narrowest alt pair coverage. cTrader is the most consistent 24/7 but has the weakest execution reporting — the trade-fill timestamps on cTrader are approximate, which matters for any strategy sensitive to slippage accounting. Most funded traders default to MT5 for forex and accept the weekend spread hit on crypto; those running crypto-first strategies are better served by Match-Trader.
Zero account vs 1-Step / 2-Step for crypto traders
The Zero account is FundingPips' instant-funding product — no evaluation, no profit target, higher entry fee (roughly 2-3x a comparable challenge). For crypto traders specifically, Zero has two structural disadvantages: weekend holds are blocked entirely, and news-trading restrictions tighten in the funded stage. Since crypto trades 24/7 and macro news affects crypto pricing off-hours, both restrictions bite. The 2-Step path (5% Phase 1, 10% Phase 2 profit targets, 4% daily / 8% max drawdown) is the path most crypto-focused FundingPips traders should pick — it keeps weekend holds permitted and preserves the full trading calendar. 2-Step Pro adds a 100% profit split ceiling at the cost of tighter drawdown — take it only once you've proven consistency on a standard 2-Step account.
Payout cadence and rail selection
FundingPips defaults to Tuesday bi-weekly payouts, with daily, weekly, monthly, and on-demand available on specific account tiers. Crypto-rail payouts (USDT, USDC) typically clear in under 24 hours from approval; Visa Direct and Mastercard rails clear same-day; Riseworks and bank wires take 48-72 hours. For traders who care about deploying proceeds into the next trading cycle quickly, USDT/USDC on a Tuesday cadence is the optimal configuration. One operational caveat: USDT withdrawals to certain exchanges (Bybit, Binance) hit deposit-screening delays that add 6-12 hours on receipt — route through a personal non-custodial wallet first if speed-to-redeploy matters.
Questions traders ask.
Is FundingPips good for crypto traders specifically?
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Only if your edge isn't in crypto-native venues. FundingPips caps crypto leverage at 1:2 and covers roughly four crypto pairs — a thin universe compared to HyroTrader's 700+ or Breakout's 120. Strong choice as a multi-asset home base; weak choice if crypto depth is your edge.
Which FundingPips program should I pick?
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Zero is the instant-funding account with no profit target but tighter drawdown and news/weekend restrictions. 1-Step and 2-Step are classical evaluation paths with 5–10% profit targets. 2-Step Pro adds a higher split ceiling (up to 100%) for traders who want to front-load the upside after proving consistency. Most experienced crypto traders prefer 2-Step Pro; newer traders get more safety buffer on 2-Step.
How fast does FundingPips pay?
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Payout cadence depends on account choice: Tuesday payday bi-weekly is the default, with daily, weekly, monthly, and on-demand available on specific programs. Typical first payout clears within 24 hours of request. Methods include bank transfer, USDT/USDC, Visa Direct, Riseworks, and Mastercard.
Does FundingPips accept US traders?
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Restricted-country coverage isn't published on their site in a fully enumerated list — check current eligibility at purchase before committing. The firm operates under UAE licensing and most non-sanctioned jurisdictions are accepted.
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